Honestly, I never heard of high risk life insurance till today. I didn't know that kind of life insurance exists. Oh well, I think I didn't know such thing because I am not the one who takes care of our insurance stuffs. Maybe if hubby told me all about it, then I wouldn't feel ignorant :-(. I should have involved myself more when it comes to life insurance and all. Well, guess what/ It isn't too late for me, right? From now on, I will stick my nose closely when it comes to our financial management and insurances.