Staying in the Black

With the economy in its current shape, everyone is looking for ways to avoid financial hemorrhaging. At home and at work there are a few tried-and-tested tips that can help to keep you in the black.

At Home

Preventing loss at work is important, but it's not the only aspect to preventing loss during the current economic situation. Being smart around the house can help save some money as well. Here are a few ways to keep your household budget under control.

Put on a Coat

Wear an extra layer instead of turning up the heat when it's cold outside (or don't turn it up as much as usual). Try cooking dinner in the oven, which will give off ambient heat and help warm the house. Also, with the changing seasons, take advantage of cooler nights by opening windows instead of using the A.C.

Hug a Tree

Many times, being friendly to the environment can also be friendly to your budget. Buying energy-saving light bulbs and higher efficiency appliances when they are needed will pay off in energy bills in the long run.

Shop Smart

By planning out weekly or monthly menus, grocery shopping is farm more effective and less goes to waste. Now is a great time to buy in bulk and stock up on food storage. And don't forget to check out the coupons available for stores in your area. Lots of places are conscious of customers' needs and are giving more opportunities for savings.